Travelmole have teamed up with AIG UK Limited to understand how UK travel insurance distributors are responding to the imminent regulation, by the FSA, of travel insurance connected to a holiday.

Together we have designed this short survey to understand your views about this issue.

Please click the green forward button below to start the survey. Your views are collected on an anonymous basis.  You can change your responses at any time by selecting the back or reset buttons.

1.	Please indicate from the following list which type of organisation you work for:
	--Click Here--Airline Conference agencyInsurance broker / companyHotel companyMarketing / Media agencyNewspaper / magazine Online travel agentOther travel agentTourist officeTour operatorTrade supplierOther (please specify)

2.	How many people work for your company / organisation? Select one
	under 5
	5-20
	21-50
	51-250
	Over 250

3.	Please select the statement that best reflects how your company currently sells travel insurance.
	We are regulated directly by the FSA to sell travel insurance
	We are an appointed representative of an insurance company / broker
	We are an introducer that passes travel insurance requests on to an insurance company
	We sell travel insurance that is packaged with a holiday / travel arrangement but are not regulated by the FSA
	We currently do not sell travel insurance but are interested in selling it in the future
	Don’t know
	Other (please describe)

4.	Are you aware of the recent decision that the FSA will regulate the sale of all travel insurance, whether connected to a holiday or not, from January 2009?
	Yes
	No

5.	Which of the available options after regulation is your company most likely to adopt from January 2009?
	Become regulated directly by the FSA
	Become an appointed representative of an insurance company
	Become / continue as an introducer that passes travel insurance requests to an insurance company or broker
	Cease selling / not sell travel insurance
	Don’t know
	Other (please describe)

6.	How much budget have you allocated to comply with the training, compliance and other expenses associated with becoming directly regulated by the FSA?
	£20,000 plus
	£10,000 to £20,000
	£5,000 to £10,000
	£1 to £5,000
	No budget has been allocated

7.	What impact will the FSA's regulation of packaged travel insurance have on the revenue your company generates from the sale of travel cover when it is introduced?
	Increase it
	Stay the same
	Reduce it
	Not applicable

7.a	By how much do you think your revenue will increase?
	By up to 5%
	Between 6% and 10%
	Between 11% to 15%
	By over 15%

7.b	By how much do think your revenue will decrease?
	By up to 5%
	Between 6% and 10%
	Between 11% and 15%
	By over 15%

7.c	Do you expect any redundancies within your company because of the reduction in revenue?
	Yes
	No

8.	How strongly do you agree or disagree with the following statements?
		Strongly agree		Agree		Disagree		Strongly disagree
	a) Regulation is required to ensure that consumers buy travel cover that better fits their needs
	b) Consumers are currently not disadvantaged by the unregulated sale of packaged travel insurance
	c) The cost of packaged travel insurance will increase as a result of regulation
	d) The regulation of packaged travel insurance will mean fewer travel agents and tour operators will sell travel insurance
	e) Introducing regulation will mean fewer consumers will buy travel insurance at the point of travel / holiday purchase
	f) Those who do not buy travel insurance when they book travel / a holiday are less likely to buy it at a later date; potentially leaving themselves uninsured whilst travelling / on holiday

9.	Which of the following best describes your occupation?
	Business Owner
	Director
	Senior Management
	Middle Management
	Junior Management
	Clerical / Supervisory
	Other (please specify)

10.	Please use the space below to add any other comments you have regarding the regulation, by the FSA, of travel insurance connected to a holiday.

Thank you for taking part in this survey.

Please click the submit button below to forward us your views.