Dear Business Colleagues:

Earlier this week, AIG announced its fourth quarter and full year 2008 results, as well as its intention to form a General Insurance holding company to be called AIU Holdings, Inc. I am pleased to report that Commercial Insurance will be a major component of AIU Holdings.

I have attached a presentation for your reference, which provides more details on Commercial Insurance’s financial results in 2008, as well as a high-level overview of the strengths of the worldwide property casualty companies of AIU Holdings.  I hope that you find this information useful.

Thank you for your continued support of Commercial Insurance. 

John Q. Doyle
President and CEO
Commercial Insurance


AIU Holdings is the marketing name for the worldwide property casualty insurance operations of American International Group, Inc. In the United States, all products are written by insurance company subsidiaries of AIU Holdings, Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language. Non-insurance products and services may be provided by independent third parties.