AIG® Commercial Insurance
December 16, 2008



Dear Business Colleague,

We continue to be grateful for the support we have received from the risk management and brokerage communities over the past several months. Today, I ask you for a few more minutes of your valuable time to review an update of our financial performance, including statutory policyholder surplus and investment portfolio quality, compared to the US operations of our peers.

Many lessons have been learned about the financial strength of the actual insuring entities that stand behind your and your clients’ policies. I hope that by sharing this type of information, we will continue to advance the dialogue about the financial quality of all insurers.

Despite current economic conditions, I am confident that our AIGCI businesses, including Lexington, AIG Risk Management Group and AIG Executive Liability, to name a few, are well positioned to protect policyholders and help them effectively and efficiently manage their risks.

Again, thank you for your support and time. I hope you find this information helpful.

I wish you all the best this holiday season.

John Doyle

John Q. Doyle
President and CEO
AIG Commercial Insurance


AIG Commercial Insurance is the marketing name for the domestic commercial property casualty insurance operations of American International Group, Inc. For additional information, please visit our website at www.aig.com.  All products are written by insurance company subsidiaries of AIG Commercial Insurance Group, Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language.  As a surplus lines insurer, Lexington Insurance Company does not generally participate in state guaranty funds.  Non-insurance products and services may be provided by independent third parties.



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