Since the last edition of Mortgage Insights, AIG United Guaranty has made considerable strides within the mortgage market. Our growth is attributed to the essential relationships we have established with our lender and mortgage professional partners. This month, we recognize the value of the broker community to our ongoing success and their contributions to our industry. 

In 2006, 31 per cent of Canadians consulted with a mortgage broker for their mortgage needs and of the 67 per cent of Canadians who own their homes today, many purchased through a broker. To stay competitive in this market, much of our success depends on providing mortgage brokers with the right solutions for their clients. As a result, for 2008, we have committed to developing a broker panel of specialists to help us develop initiatives specifically designed to meet the needs of those mortgage professionals.

Through the expansion of the self-employed market, the introduction of higher loan-to-value mortgages and extended amortizations, AIG United Guaranty has assisted brokers by providing them with the essential tools to build their clientele and secure customer loyalty.

AIG United Guaranty continues to receive positive feedback about our professional, common-sense approach to underwriting. Our commitment to developing products that differentiate us from the competition has resulted in such innovations as the Advantage 100^sm, the Advantage 97^sm and the Flex 97 Advantage^sm, utilizing our experience in Canada and internationally, in markets like Australia and the United States.

To stay informed of AIG United Guaranty’s latest developments, I encourage you to sign up through our Opt-In feature to receive important news and updates. Please visit our website at www.aigug.ca to discover how our evolving array of products and services continues to improve the home buying experience.

We look forward to exceeding your expectations as we continue to build strong relationships with our lending and mortgage professional colleagues. Experience the difference today.